Education loans

Fund Your Flight.Loans for MBBS Abroad.

Compare education-loan partners, then request a call back from the one you choose. The lender assesses your application and decides; Med Fly helps you know the full amount you need and what to check before you sign.

See loan partners Work out how much

Full-course estimates in our demo dataset range from ₹39 L to ₹69.1 L.

Loan file checklistTypical

1Admission or offer letter
2University fee schedule
3Student and co-applicant KYC (PAN, Aadhaar, passport)
4Class 10 and 12 marksheets, NEET scorecard
5Co-applicant income proof (salary slips or ITR, bank statements)
6Collateral papers, for secured loans

Each lender sets its own list.

Loan partners

Choose a Lender to Talk To

Request a call back from one partner at a time. We share your request only with the partner you pick.

How Med Fly earns from this page

These lenders are commercial partners. If you go ahead with one, they may pay Med Fly a commission. You pay Med Fly nothing for the introduction, the commission doesn't change the order partners are listed in (alphabetical), and it never affects your Match Score or university rankings. We share your details only with the one partner you choose, after you agree.

3 partners, listed alphabetically. Commission never affects the order.

NBFC Usually within 2 working days
Fictional demo partner
Aaroha Education Finance
Study-abroad loans covering tuition, hostel, living and travel.
Can cover the full cost of attendance
Repayment can begin after the course (moratorium)
A parent or guardian co-applicant is usually required
Tuition and hostelLiving costsTravelFees paid directly to the university
Illustrative only. The lender decides the amount, interest rate, fees and any collateral after assessing your application.
Destinations
All destinations
Bank Usually within 3 working days
Fictional demo partner
Nabhas Bank · Education Desk
Secured education loans with branch support.
Secured loans for larger amounts
Disbursed to the university each year
Branch support for parents
Secured loans against property or depositsBranch-based documentationDisbursal in instalments, year by year
Illustrative only. The lender decides the amount, interest rate, fees and any collateral after assessing your application.
Destinations
All destinations
NBFC Usually within 1 working day
Fictional demo partner
Pankhuri Student Loans
Pre-admission sanction letters and doorstep documentation.
Provisional sanction letter for visa files
Document pickup at home
Unsecured options depend on the co-applicant's income
Provisional sanction before admissionDoorstep document pickupUnsecured options for some profiles
Illustrative only. The lender decides the amount, interest rate, fees and any collateral after assessing your application.
Destinations
All destinations

Before you sign

Six Checks Before Any Loan

The same checks apply whichever lender you choose, including ones not listed here.

CHECK 01
Ask for the Key Fact Statement
Lenders regulated by the RBI must give you a Key Fact Statement with the annual percentage rate and every charge, before you sign.
CHECK 02
Compare the APR, not the headline rate
Processing fees, insurance and other charges change the true cost. The annual percentage rate (APR) includes them.
CHECK 03
Know what you pay during the course
Ask whether interest during the course and the moratorium is added to the loan, and what the monthly repayment will be after it ends.
CHECK 04
Understand the co-applicant's role
Parents or guardians who co-sign are equally responsible for repayment. Make sure they've read the agreement too.
CHECK 05
Prefer payment straight to the university
Tuition paid directly to the university, against its fee schedule, is easier to track than money routed through anyone else.
CHECK 06
Never pay a 'guarantee' fee
No one can guarantee a sanction. Pay fees only to the lender, against a receipt. Med Fly never asks you for money for a loan introduction.

Banks and NBFCs are regulated by the Reserve Bank of India. You can check a lender's registration on the RBI website.

Questions

Straight Answers

How the loan desk works, who decides, and how Med Fly is paid.

Does Med Fly lend money?

No. Med Fly is not a bank or a lender. We introduce you to a lending partner you choose; the lender assesses your application and decides the amount, rate, fees and collateral.

Do I pay Med Fly anything?

No. You pay nothing to Med Fly for the introduction. If you take a loan from a partner, they may pay Med Fly a commission.

Does the commission change which lender appears first?

No. Partners are listed alphabetically, and commission is never used in the order, your Match Score or any university ranking.

Who sees my details?

Only the one partner you choose, and only the details in your request, after you tick the consent box. The consent is recorded with the date.

Can Med Fly guarantee a loan or a better rate?

No. Lending decisions are made by the lender. Anyone who guarantees a sanction for a fee is not being straight with you.

Next step

Know the Number First.

Work out the full-course cost for your university, then talk it through with a counsellor before you borrow.

Calculate My True Cost Talk to a Counsellor

Fund Your Flight.Loans for MBBS Abroad.

Full-course estimates in our demo dataset range from ₹39 L to ₹69.1 L.

How Med Fly earns from this page

Fund Your Flight.Loans for MBBS Abroad.

Choose a Lender to Talk To

How Med Fly earns from this page

Aaroha Education Finance

Nabhas Bank · Education Desk

Pankhuri Student Loans

Six Checks Before Any Loan

Ask for the Key Fact Statement

Compare the APR, not the headline rate

Know what you pay during the course

Understand the co-applicant's role

Prefer payment straight to the university

Never pay a 'guarantee' fee

Straight Answers

Know the Number First.

Fund Your Flight.Loans for MBBS Abroad.

Choose a Lender to Talk To

How Med Fly earns from this page

Aaroha Education Finance

Nabhas Bank · Education Desk

Pankhuri Student Loans

Six Checks Before Any Loan

Ask for the Key Fact Statement

Compare the APR, not the headline rate

Know what you pay during the course

Understand the co-applicant's role

Prefer payment straight to the university

Never pay a 'guarantee' fee

Straight Answers

Know the Number First.